Terms and Conditions

1. Introduction

 

The website KreditSOS.ch (hereinafter referred to as the "Website") is managed by MJL srls, with its registered office at Via Cacciatori delle Alpi 1/a, Capiago Intimiano (CO), Italy. Access to and use of the Website are subject to these Terms and Conditions.

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2. Services Provided

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KreditSOS.ch offers a comparison service for financial products available in Switzerland, such as bank accounts and other financial tools. The service is based on objective and transparent criteria to facilitate comparison, but it does not constitute financial advice or a binding offer.

KreditSOS.ch is not a financial intermediary and does not collect personal, sensitive, or identifying data when generating comparisons. The final decision on selecting a financial product is solely up to the user, who is responsible for verifying the latest conditions directly with the service provider.

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3. Access and Use of the Website

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Use of the Website is free and open to all users. By accessing the Website, the user agrees to:

• Use the Website solely for lawful and personal purposes.

• Not alter, copy, or distribute the content without authorization.

• Not attempt to breach the Website's security or compromise its operation.

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4. Limitation of Liability

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MJL srls strives to keep the information on KreditSOS.ch up to date but does not guarantee the completeness, accuracy, or continuous availability of the data, as partner offers may change without notice. Therefore, KreditSOS.ch is not responsible for any inaccuracies, omissions, or damages resulting from the use of the information on the Website.

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5. Links to Third-Party Websites

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The Website may contain links to third-party websites, including those of financial product providers. KreditSOS.ch is not responsible for the content, security, or privacy policies of such sites.

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6. Intellectual Property Rights

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All content on the Website, including text, logos, graphics, and layout, is owned by MJL srls or licensed and is protected by copyright and intellectual property laws. Unauthorized use of such content is prohibited.

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7. Changes to Terms and Conditions

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MJL srls reserves the right to modify these Terms and Conditions at any time. Changes will take effect from the date of publication on the Website. Continued use of the Website by the user implies acceptance of any modifications.

 

8. Applicable Law and Jurisdiction

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These Terms and Conditions are governed by Italian and European legislation, in compliance with Swiss federal regulations. Any disputes shall be subject to the jurisdiction of the court of Como, Italy.

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9. Contact Information

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For any questions or clarifications, you can contact us via email at kreditsos.ch@mail.com or via our PEC internet-offer.ch@pec.cloud.