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Credits & Mortgages in Switzerland: Find Your Ideal Financing with KreditSOS

Are you looking for the perfect financial solution to realize your projects in Switzerland? Whether it's buying a home, consolidating debt, or funding a personal project, KreditSOS is your reliable partner to compare and secure the best conditions for credits and mortgages. We help you navigate the financial landscape and find the offer that fits you perfectly.

Discover Our Financing Solutions

At KreditSOS, we simplify the search for the right financing. Explore our dedicated sections to find exactly what you need:

The Advantages of Online Comparison with KreditSOS

Why waste time and money when you can easily and transparently secure the best conditions? With KreditSOS, accessing the best offers for private credits and mortgages in Switzerland is easier than ever:

  • Real Savings: We search hundreds of offers to find the most favorable interest rate for you. This can save you thousands of Swiss Francs over time.

  • Maximum Convenience: Compare and apply for everything comfortably from home. No tedious bank appointments, no paperwork.

  • Full Transparency: We show you all costs and conditions clearly and concisely. No hidden fees, no nasty surprises.

  • Independent Advice: As an independent comparison service, we work in your best interest. Our goal is to find the best offer for you, not for a specific bank.

  • Fast Results: Get personalized quotes in minutes and quick decisions on your applications.

​How Our Comparators Work

The process is designed to be intuitive, so you get maximum results with minimal effort and quickly find the right financing.

  1. Choose the Product: Select whether you want to compare a personal loan, a mortgage, or a re-mortgage.

  2. Enter Your Data: Fill out our secure online form with the necessary information (e.g., desired amount, duration, your financial situation).

  3. Compare Offers: Our intelligent system matches your data with the best available conditions on the Swiss market and immediately presents you with tailored offers.

  4. Apply and Obtain: Choose the most suitable offer and start the application process. Our team will support you at every stage – from documentation to disbursement.

Our Financial Partners

We work exclusively with the most renowned banks and financial institutions in Switzerland. This guarantees you access to the best and safest financial products on the market.

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Useful Guides and Resources

Deepen your knowledge about the world of financing in Switzerland with our detailed guides and helpful resources:

  • The Best Fixed-Rate Mortgages in Switzerland

  • What are SARON Mortgages and When Are They Worthwhile?

  • Current Mortgage Interest Rates in Switzerland

  • Refinancing Loans: The Best Offers

  • Loans for Renovations

  • How to Repay a Loan to a Bank

  • Requirements for a Loan in Switzerland

Frequently Asked Questions (FAQ) about Credits & Mortgages

Here you'll find answers to the most common questions about credits and mortgages in Switzerland.

  • What is the difference between a credit and a mortgage? A credit (often Personal Loan) is a loan for consumption purposes or smaller investments, which is generally unsecured. A mortgage, on the other hand, is a larger loan for buying real estate, secured by the property itself.

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  • Can I get a credit or mortgage if I am not a resident of Switzerland? Generally, you need to have a domicile in Switzerland or Swiss citizenship. However, there are exceptions for cross-border commuters or special circumstances; these should be checked on a case-by-case basis.

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  • How long does it take to get financing through KreditSOS? The comparison takes only a few minutes. For personal loans, disbursement can occur within a few days of approval. For mortgages, the process is longer due to complexity, but we accelerate it as much as possible.

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  • Is KreditSOS's comparison service free? Yes, our service is completely free and non-binding for you. We receive a commission from financial partners when a contract is concluded.

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  • What documents are required to apply for financing? Typically, you will need a valid ID, proof of income (salary statements), proof of residence, and depending on the financial product, other specific documents such as a land register extract for mortgages.

 

Ready to find your ideal financing? Start Your Free Comparison with KreditSOS Now!

Mortage refinancing

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