Bank-now: Credits, Leasing, and Loans for Individuals and SMEs in Switzerland | KreditSOS

Bank-now is a prominent Swiss financial institution, part of the Credit Suisse group. It specializes in offering credit and leasing solutions for individuals and small and medium-sized enterprises (SMEs) in Switzerland. Unlike traditional banks that offer a full range of services, Bank-now focuses on fast and flexible financing, making it a go-to for those seeking personal loans, car financing, or leasing in an efficient manner. Its affiliation with a solid banking group like Credit Suisse gives it reliability and security.

What financial products does Bank-now offer?

Bank-now specifically concentrates on the credit and leasing sector, providing targeted solutions for short- to medium-term financing needs. Its main offering includes:

• Personal Loans: Financing solutions for individuals for various needs.

• Car Loans and Leasing: Specific financing for the purchase or use of vehicles.

• SME Loans: Financing solutions for small and medium-sized businesses.

Bank-now's Personal Loan Offers

Bank-now is a key player in the Swiss personal loan market. It offers flexible financing to individuals, with amounts and durations that can be adapted to different needs, whether it's to finance an education, a renovation, or to consolidate existing debts. The application process is usually quick and simple, manageable online, with a fast creditworthiness assessment. The transparency of conditions and the possibility of getting a personalized offer are strengths of this specialized bank. You can find more details on Bank-now's personal loans here and compare them with other options.

Bank-now's Car Loan and Leasing Offers

One of Bank-now's major areas of expertise is vehicle financing, through car loans and leasing. Whether you want to buy a new car, a motorcycle, or a commercial vehicle, Bank-now offers personalized solutions. Leasing is particularly popular, allowing you to use a vehicle by paying monthly fees for an agreed period, without having to bear the entire purchase cost. A car loan, on the other hand, allows you to become the owner of the vehicle from the start, with the possibility of defining the most suitable repayment plan.

Advantages and Disadvantages of Bank-now

To help you make an informed choice, here is a summary of the main pros and cons of relying on Bank-now:

Advantages:

• Credit Specialization: Specific expertise and optimized processes for loans and leasing.

• Speed: Application and approval processes are often faster than with universal banks.

• Flexibility: Customizable solutions for amounts and durations.

• Transparency: Clear conditions and dedicated advice.

• Reliability: Part of the solid Credit Suisse group.

Disadvantages:

• Limited Product Range: It does not offer traditional banking services like current accounts, debit cards, mortgages, or investment services.

• Costs: Interest rates might be slightly higher than those offered by some traditional banks for long-term loans or for clients with very low-risk profiles.

• Focus on Financing: Less suitable for those looking for a 360-degree bank.

Contacting Bank-now: how to reach Bank-now's customer service

If you need assistance or would like more information, here is how you can contact Bank-now's customer service:

• Phone: +41 848 88 11 22 (Monday to Friday, 08:00 AM – 5:30 PM)

• Contact Form: Available on the official Bank-now website.

• Email: info@bank-now.ch

• Branches/Partners: Bank-now also operates through a network of partners and limited branches. You can find the nearest partner on their website.

Bank-now Headquarters and Addresses

Bank-now has its main headquarters in Switzerland.

• Main Headquarters: Bank-now AG, Horgen, Switzerland (The exact specific address is usually detailed on their site, e.g., Postfach, 8810 Horgen)

• Other Locations: Bank-now has a limited physical presence of branches and also relies on selected partners for the distribution of its products.