Allianz: A Global Partner for Insurance, Pension, and Financing | KreditSOS

Allianz is one of the largest global insurance and financial groups, with a strong and historical presence in Switzerland. The company is distinguished by its solid reputation and decades of experience, offering a wide range of solutions from classic insurance to pension and wealth management. In Switzerland, Allianz integrates its core insurance business with an offering of financial and investment products, positioning itself as a comprehensive partner for the security and long-term financial planning of individuals and companies.

What products and services does Allianz Switzerland offer?

Allianz Switzerland offers a complete range of products to protect and manage its clients' finances. Its main offering includes:

• Insurance: solutions for vehicles, real estate (household contents, buildings), travel, liability, and legal protection.

• Pension and Investments: solutions for the 2nd and 3rd pillars (tied and untied pensions) and wealth management services.

• Mortgages: financing for the purchase and construction of residential properties.

• Health and Accident: supplementary insurance and solutions for accident coverage.

• Investment Funds: flexible products for capital accumulation.

Allianz's Mortgage Offers

Although Allianz is primarily an insurance company, it has established itself as a significant partner for real estate financing, offering mortgages at competitive conditions. The main advantage is the ability to combine the mortgage with protective insurance solutions, such as coverage in case of death or disability, ensuring complete financial security. Allianz offers various mortgage models, including fixed-rate mortgages and SARON mortgages, to meet the needs of different client profiles.

Allianz's Pension Offers

Allianz is a prominent player in the field of pension planning in Switzerland. Its goal is to help clients close pension gaps and plan a serene financial future.

• Private Pension (Pillar 3): It offers solutions for both Pillar 3a (tied pension with tax advantages) and 3b (untied pension), with the possibility of investing in funds and capital plans that combine security and return potential.

• Occupational Pension (Pillar 2): Allianz offers various solutions for company pension funds, standing out for their flexibility and high quality of services. Allianz's pension products are designed for maximum personalization, allowing for the adaptation of investment strategies to one's own risk profile, while benefiting from the group's solid experience in investment management.

Advantages and Disadvantages of Allianz Switzerland

To help you make an informed choice, here is a summary of the main pros and cons of relying on Allianz:

Advantages:

• Global Leader: It is part of one of the largest insurance and financial groups in the world, guaranteeing solidity and stability.

• Integrated Offering: The combination of insurance, pension, and mortgages offers 360-degree protection.

• Network Coverage: With numerous agencies throughout Switzerland, it guarantees a strong connection to the region and personal advice.

• Financial Solidity: The strength of the Allianz group ensures long-term security.

Disadvantages:

• Not a Universal Bank: Although it offers financial services, it does not provide traditional banking services such as current accounts or standard debit cards, unlike a universal bank.

• Focus on Insurance: The range of financial and investment products is often closely linked to insurance solutions.

• Costs and Complexity: As with other large operators, the cost structure can be complex, and the products require careful analysis.

Contacting Allianz: how to reach Allianz's customer service

For more information or to request advice, you can contact Allianz through:

• Phone: 0800 848 800 (Monday to Friday)

• Email: Via the contact form on the official website.

• Main Headquarters: Allianz Suisse, Bleicherweg 1, 8001 Zurich, Switzerland

• General Agencies: To find the nearest agency to you, you can consult the locator on the Allianz Switzerland website.