AXA Switzerland: Insurance, Pension and Mortgage Solutions | KreditSOS

AXA Switzerland is a giant in the insurance and financial sector, a market leader in the country. With a history that dates back to 1875, the company has evolved to offer a complete range of solutions, from the most traditional insurances (car, home, accident) to professional pensions, mortgages, and investment solutions. Unlike traditional banks, AXA's core business remains insurance, which integrates perfectly with financial products to offer comprehensive protection to its clients.

What financial products does AXA Switzerland offer?

AXA offers a wide range of products for individuals and businesses, with a strong focus on security and long-term planning. The main areas of expertise are:

• Insurance: solutions for vehicles, properties (home contents, buildings), travel, and civil liability.

• Pension and Wealth: solutions for the 2nd and 3rd pillars (tied and untied private pensions) and wealth management services.

• Mortgages: financing for the purchase and construction of residential properties.

• Health and Accidents: supplementary insurances and solutions for accident coverage.

• Investments: flexible and professional investment plans for capital accumulation.

AXA Switzerland's Mortgage Offers

AXA is a key partner for property financing, offering mortgages at competitive conditions. Its strength lies in its ability to combine home financing with appropriate insurance solutions, such as coverage in case of death or disability, thereby ensuring complete protection for the family and the investment. AXA grants mortgages for owner-occupied residential properties, with a minimum amount of 400'000 CHF. It offers different mortgage models, including fixed-rate and SARON mortgages. Here you can find more details on AXA's mortgages and compare them with other options.

AXA's Pension Offers

AXA is a leader in Switzerland in the field of professional and private pensions. Its goal is to help clients close pension gaps and plan a serene financial future.

• Private Pension (3rd pillar): It offers solutions for both Pillar 3a (tied pension with tax benefits) and 3b (untied pension), with the possibility of investing in pension funds and capital plans that combine security and return, such as the SmartFlex capital plan.

• Professional Pension (2nd pillar): AXA is the largest semi-autonomous collective foundation in Switzerland, guaranteeing insured members a high return while ensuring a high level of security. AXA's pension products are distinguished by their flexibility and the possibility of choosing the most suitable investment strategy for one's risk profile, benefiting from the company's solid experience in wealth management.

Advantages and Disadvantages of AXA Switzerland

To help you make an informed choice, here is a summary of the main pros and cons of relying on AXA:

Advantages:

• Number 1 Insurer in Switzerland: Market leader with a large client base and a solid reputation.

• Integrated Offering: The combination of insurance, pensions, and mortgages offers 360-degree protection.

• Widespread Branch Network: With over 340 agencies in Switzerland, it guarantees a strong connection to the territory and personal advice.

• Financial Solidity: The strength of the AXA group ensures long-term stability and security.

Disadvantages:

• Not a Universal Bank: Although it offers financial services like mortgages and investments, it does not provide traditional banking services such as current accounts and standard credit cards like a universal bank.

• Focus on Insurance: The range of investment and financial products is often linked to insurance solutions.

• Costs and Complexity: As with other large operators, the cost structure can be complex, and the products require careful analysis.

Contacting AXA Switzerland: how to reach AXA Switzerland's customer service

For more information or to request a consultation, you can contact AXA via:

• Phone: 0800 809 809

• Email: Via the contact form on the official website.

• Main Headquarters: AXA, General-Guisan-Strasse 40, 8400 Winterthur, Switzerland

• General Agencies: To find the agency closest to you, you can consult the locator on the AXA Switzerland website.