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Bank Avera: The Cooperative Bank for the Zurich Region | KreditSOS

  • Writer: Lapo Zarina
    Lapo Zarina
  • Sep 3, 2025
  • 3 min read
Bank Avera

Bank Avera is a Swiss bank with a strong presence and deep roots in the Zurich region, particularly in the Wetzikon district. Its history dates back to its founding as a cooperative, and it still maintains this spirit today, acting as a "Genossenschaft" (cooperative society) bank focused on serving its clients with a close and trusting approach. Avera offers a complete range of banking services to individuals, businesses, and small companies, combining a traditional and personalized offering with digital innovation, such as the mobile banking app.

What financial products does Bank Avera offer?

Bank Avera offers a variety of financial products and services, which focus on the needs of its regional clients:

  • Current Accounts, Savings Accounts, and Cards: Solutions for daily money management, savings accounts, and various debit and credit card options.

  • Home Mortgages: Solutions for real estate financing, with dedicated advice.

  • Investments and Pensions: Consulting services for savings and pension planning (Pillar 3a).

  • Services for Businesses: Financial solutions for SMEs and farmers.

  • E-Banking and Mobile Banking: Digital platforms to manage your finances conveniently and autonomously.


Bank Avera's Mortgage and Financing Offers

Bank Avera is a key partner for mortgages in its area of operation. Thanks to its deep knowledge of the local real estate market, the bank is able to offer expert advice and personalized financing solutions. Whether you are buying your first home or renovating a property, you can find different mortgage options that suit your needs. Here you can find more details on Bank Avera's mortgages and compare them with other options.


Bank Avera's Account and Card Offers

For private clients, Bank Avera offers a complete banking package. Current accounts are designed for daily operations and can be managed via both e-banking and the convenient mobile banking app. This app allows you to access your accounts, make payments, and trade securities directly from your smartphone. The bank also offers savings accounts for those who wish to set aside money for the future. Regarding payments, Bank Avera issues various debit and credit cards (Visa and Mastercard). The credit cards offer a flexible option for purchases, with affordable annual fees, and can be managed through the dedicated "one" app for real-time transaction control.


Advantages and Disadvantages of Bank Avera

To help you make an informed choice, here is a summary of the main pros and cons of relying on Bank Avera:

Advantages:

  • Strong Regional Roots: The bank is a key player in the Zurich region's economy, offering a close and familiar service.

  • Cooperative Bank: Its cooperative spirit means a strong focus on the client and the community.

  • Digital Services: The mobile banking app and e-banking allow for modern and flexible financial management.

  • Personal Advice: The branch network allows for direct contact with the bank's advisors.

Disadvantages:

  • Limited Geographic Focus: Operations and the branch network are concentrated in the Zurich region. For those living outside this area, in-person service might not be available.

  • Costs: Like many traditional banks with a branch network, some services and fees might be less competitive than those of purely digital or neobanks.


Contacting Bank Avera: how to reach Bank Avera's customer service

If you need assistance or would like more information, here is how you can contact Bank Avera's customer service:

  • Phone: +41 44 933 54 00

  • Email: info@bank-avera.ch

  • Branches: You can go directly to one of its branches for in-person advice.


Bank Avera Headquarters and Addresses

Bank Avera has its main headquarters in Wetzikon and a network of branches in the Zurich region.

  • Main Headquarters: Hauptsitz Wetzikon, Bahnhofstrasse 3, 8620 Wetzikon ZH, Switzerland

  • Other Branches: The bank has other branches in locations such as Bauma, Bubikon, Uster, Wald, Küsnacht, and Pfäffikon. For the complete list and specific addresses, it is advisable to consult the branch locator on Bank Avera's official website.

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