Clientis: The Group of Regional Banks for Individuals and SMEs in Switzerland | KreditSOS

Clientis is not a single bank, but a group of independent Swiss regional banks operating under a common brand. This unique model combines the advantages of a local bank with the strength of a national collaboration. Each Clientis bank is a solid institution with deep roots in its own territory, which maintains its autonomy and strong bond with the local clientele. Thanks to the collaboration with the other banks in the group, Clientis is able to offer a wide range of financial products and services, ranging from daily money management to mortgages, investments, and services for businesses, all with a personal and competent approach.

What products and services does the Clientis Group offer?

Thanks to the collaboration between the regional banks, the Clientis group offers a complete range of financial products and services, covering all the needs of individuals and businesses. The offering includes:

• Online bank Accounts and Cards: Solutions for daily money management, savings accounts, and various debit and credit card options.

• Mortgages and Personal Loans: Wide selection of solutions for the purchase, construction, and renovation of properties.

• Pensions: Solutions for pension planning (Pillar 3a and 3b).

• Investments and Wealth Management: Consulting services and online trading.

• Services for Businesses: Complete solutions for SMEs, farmers, and freelancers.

• E-Banking and Mobile App: Digital platforms to manage your finances conveniently and autonomously.

The Clientis Group's Mortgage Offers

Thanks to the strength of the group, Clientis is a key partner for mortgages. The individual banks in the group have a deep knowledge of the local real estate market in which they operate, which allows them to offer personalized and targeted advice. The financing solutions offered are multiple, including fixed-rate mortgages, variable-rate mortgages, and SARON mortgages, to meet the needs of different client profiles. The main advantage is combining the advice of a local expert with the solidity of a national banking group. Here you can find more details on Clientis' mortgages and compare them with other options.

The Clientis Group's Account and Card Offers

Clientis offers different solutions for current accounts and savings accounts, suitable for all age groups. Its current accounts are ideal for daily money management and come with all modern features, such as QR-bill payments, and an efficient e-banking service and mobile app. The bank offers different options for debit and credit cards that allow for secure payments in Switzerland and abroad, often with bonus programs and insurance included.

Advantages and Disadvantages of Clientis

To help you make an informed choice, here is a summary of the main pros and cons of relying on a bank from the Clientis Group:

Advantages:

• Local Banks: Each bank in the group has a strong regional presence, offering personal service and competent advice.

• Strength of the Group: While maintaining independence, the Clientis banks benefit from the solidity and experience of a national collaboration.

• Universal Bank: Offers a complete range of banking services for every need.

• Personal Advice: The branch network guarantees direct contact with the bank's advisors.

Disadvantages:

• Regional Differences: Product offerings and conditions may vary slightly between the different banks in the group depending on the region.

• Costs: Some services may have standard costs, typical of banks with a physical network, which might be less competitive than neobanks.

• Less Known Nationally: Unlike the major Swiss banks, the Clientis brand is less known internationally, although its partner banks are solid and reliable.

Contacting Clientis: how to reach the Clientis Group's customer service

Since Clientis is a group, it is best to refer to the contacts of the individual bank in your region. However, the official website offers a general overview and a branch locator.

• Phone: The phone number may vary depending on the bank in the group. You can find all the contacts on the official website.

• Branches: You can go directly to one of the numerous branches of the Clientis banks throughout Switzerland.

Clientis Headquarters and Addresses

Clientis has a central headquarters that coordinates the group, but the individual banks have their own headquarters and branches.

• Central Headquarters (Clientis AG): Clientis AG, Bundesgasse 26, 3011 Bern, Switzerland

Other locations/branches: To find the Clientis bank closest to you and its specific address, it is advisable to use the branch locator on the group's official website.