BLKB (Basellandschaftliche Kantonalbank): The Cantonal Bank of Basel-Landschaft | KreditSOS

The BLKB (Basellandschaftliche Kantonalbank) is the Cantonal Bank of Basel-Landschaft, a public financial institution and a fundamental player for the economy and society of the Basel region and beyond. Founded on the solidity and state guarantee of the Canton of Basel-Landschaft, BLKB has established itself as a universal bank, offering a complete range of financial services to individuals, small and medium-sized enterprises (SMEs), large companies, and public entities. It stands out for its reliability, personalized advice, strong local roots, and a growing commitment to sustainability and digital innovation, as also demonstrated by its subsidiary Radicant and the bob.credit service.

What financial products does BLKB offer?

BLKB offers a vast and comprehensive range of financial products and services, designed to cover all the needs of its clientele, from daily money management to long-term planning and investments. Its offer includes:

• Current Accounts and Savings Accounts: For daily money management and capital accumulation.

• Pillar 3a Accounts: Solutions for long-term financial planning and pension provision.

• Credit Cards: For payments and withdrawals in Switzerland and abroad.

• Personal Loans and Credits: Financing solutions for individuals and businesses (personal, commercial).

• Mortgages: For the purchase, construction, or renovation of real estate.

• Investments and Wealth Management: Consulting services and platforms for investment.

• Services for Companies: Complete solutions for SMEs, businesses, and public authorities.

• Digital Innovations: Services like Radicant (sustainable bank) and bob.credit (online loans).

BLKB's Current and Savings Account Offers

BLKB offers various types of current and savings accounts to meet the needs of residents, cross-border commuters, and businesses. Its current accounts (e.g., Private Account, Youth Account) offer all the essential functionalities for daily money management, including easy payments (eBill, QR-Bill) and an efficient online banking and mobile banking system. The Savings Accounts are designed to grow capital with competitive interest rates and often include special options for specific goals. BLKB is committed to providing transparency on costs and a reliable service.

BLKB's Mortgage Offers

As a cantonal bank, BLKB is a reference partner for mortgages in the Canton of Basel-Landschaft and the surrounding regions. It offers flexible financing solutions for home buying, construction, renovation, or refinancing of residential and commercial properties. The product range includes fixed-rate, variable-rate, and money market-linked mortgages (SARON), with expert advice that takes into account the specificities of the local real estate market. The solidity and knowledge of the area make BLKB a reliable choice for real estate financing. You can find more details on BLKB's mortgages here and compare them with other options.

BLKB's Pillar 3a and 3b Pension Offers

BLKB offers various solutions for private pension provision (Pillar 3a and 3b), helping clients plan their financial future and benefit from tax advantages. Whether it's pension accounts with fixed interest rates, or solutions based on pension investment funds for greater return potential (also through its subsidiary Radicant with a focus on sustainability), BLKB provides the tools to build solid capital for retirement. Personalized advice guides clients in choosing the most suitable option for their situation and risk tolerance.

Advantages and Disadvantages of BLKB

To help you make an informed choice, here is a summary of the main pros and cons of relying on BLKB:

Advantages:

• Reliability and Cantonal Guarantee: Enjoys the solid reputation and state guarantee of the Canton of Basel-Landschaft.

• Universal Bank: Offers a complete range of banking services for individuals, businesses, and institutions.

• Strong Regional Roots: Wide network of branches and counters in the Canton of Basel-Landschaft.

• Digital Innovation: Invests in advanced digital solutions (e-banking, mobile banking) and has launched services like Radicant and bob.credit.

• Commitment to Sustainability: Strong focus on ESG topics, especially through its subsidiary Radicant.

Disadvantages:

• Cantonal Focus: Although open to all Swiss residents, its primary focus remains the Basel region.

• Costs: Some services may have standard costs, typical of cantonal banks, which might be less competitive compared to purely digital banks for certain operations.

• Less International Flexibility: For very frequent foreign transactions, there might be more advantageous alternatives from banks specialized in that sector.

Contacting BLKB: how to reach BLKB's customer service

If you need assistance or would like more information, here is how you can contact BLKB's customer service:

• Phone: +41 61 925 94 94 (Monday to Friday, 08:00 AM – 5:00 PM)

• Contact Form: Available on the official BLKB website.

• Email: info@blkb.ch

• Branches: You can go directly to one of the numerous branches and agencies in the Canton of Basel-Landschaft.

BLKB Headquarters and Addresses

BLKB has its main headquarters and a wide network of branches throughout the Canton of Basel-Landschaft.

• Main Headquarters: Basellandschaftliche Kantonalbank, Rheinstrasse 7, 4410 Liestal, Switzerland

• Other Locations/Main Branches: BLKB has a widespread presence throughout the Canton of Basel-Landschaft, with branches in the main cities and towns. You can find the complete list and specific addresses on the branch locator on the official BLKB website.