Luzerner Kantonalbank (LUKB): The Universal Bank of the Canton of Lucerne | KreditSOS

The Luzerner Kantonalbank (LUKB) is the cantonal bank of the Canton of Lucerne, a solid financial institution and a fundamental player in the economy and society of Central Switzerland. With a history dating back to 1850, the LUKB has maintained its strong regional identity while evolving into a modern universal bank that serves individuals, small and medium-sized enterprises, large companies, and institutions. Its mission is to offer a comprehensive, reliable, and high-quality banking service, with a particular focus on personalized advice. The bank also stands out for its commitment to sustainability and the unlimited state guarantee, which makes it one of the safest banks in Switzerland.

What financial products does Luzerner Kantonalbank offer?

The LUKB offers a wide and comprehensive range of financial products and services, covering all the needs of its clientele, with a particular focus on quality and personalized advice. Its offering includes:

• Accounts and Cards: Solutions for daily money management, savings, and payments.

• Mortgages: A wide choice of solutions for buying, building, and renovating properties.

• Investments and Pension: Advisory services, wealth management, and trading platforms.

• Services for Businesses: Complete solutions for SMEs, farmers, and freelancers.

• E-Banking and Mobile App: Digital tools for modern and flexible banking management.

Luzerner Kantonalbank's Mortgage Offers

As a cantonal bank, the LUKB is a key partner for mortgages in Central Switzerland. With a deep knowledge of the local real estate market, it offers various types of financing, including fixed-rate mortgages, variable-rate mortgages, and SARON mortgages. Personalized advice is a strong point of the bank, with experts who assist you in choosing the most suitable solution, guaranteeing a high-quality service and a long-term partnership for your real estate investment. Here you can find more details on LUKB's mortgages and compare them with other options.

Luzerner Kantonalbank's Account and Card Offers

The LUKB offers various current account and savings account solutions to meet the needs of individuals and businesses. Its current accounts are ideal for daily money management and are equipped with all modern features, such as QR-bill payment, and an efficient e-banking and mobile app service. The bank offers various debit and credit card options (Visa and Mastercard) that allow secure payments in Switzerland and abroad, often with bonus programs and insurance included.

Advantages and Disadvantages of Luzerner Kantonalbank

To help you make an informed choice, here is a summary of the main pros and cons of relying on the LUKB:

Advantages:

• Unlimited Cantonal Guarantee: It benefits from the unlimited state guarantee of the Canton of Lucerne, which makes it one of the safest banks in Switzerland.

• Universal Bank: Offers a complete range of banking services for every need.

• Strong Regional Roots: Wide network of branches and counters in the Canton of Lucerne and surrounding regions.

• Personalized Advice: The bank places great emphasis on service and customer proximity.

• Sustainable Commitment: Attention to sustainability is an important aspect of its strategy.

Disadvantages:

• Costs: Some services may have standard costs, typical of cantonal banks with a wide branch network, which might be less competitive than purely digital or low-cost banks.

• Geographic Focus: Although it also operates outside the canton, its main focus and service density are in the Canton of Lucerne.

Contacting Luzerner Kantonalbank: how to reach Luzerner Kantonalbank's customer service

If you need assistance or would like more information, here is how you can contact the LUKB's customer service:

• Phone: +41 844 822 811 (Monday to Friday, 08:00 AM – 6:00 PM)

• Contact Form: Available on the official LUKB website.

• Email: info@lukb.ch

• Branches: You can go directly to one of the bank's numerous branches.

Luzerner Kantonalbank Headquarters and Addresses

The LUKB has its main headquarters in Lucerne and an extensive network of branches and ATMs throughout the canton.

• Main Headquarters: Luzerner Kantonalbank AG, Pilatusstrasse 12, 6002 Lucerne, Switzerland

• Other Locations/Branches: The LUKB has a widespread presence throughout the Canton of Lucerne. For the complete list and specific addresses, it is advisable to consult the branch locator on the official LUKB website.