Valiant Bank: The Bank for Switzerland with a Strong Regional Presence | KreditSOS

Valiant Bank is a major Swiss universal bank with a strong presence in the German- and French-speaking regions. It positions itself as the bank for Switzerland, focusing its activity on a clientele of individuals and small and medium-sized enterprises (SMEs). Unlike large banks with an international focus, Valiant is committed to providing personalized service and competent, customer-centric advice. Its strategy is based on a physical presence in the regions where it operates and a clear product and service offering focused on local needs, combining the tradition of a local bank with the efficiency of digital services.

What financial products does Valiant offer?

Valiant Bank offers a complete range of financial products and services, designed to meet the basic and more complex needs of its clients. Its offering includes:

• Online Accounts: Solutions for daily money management and payments.

• Savings and Pillar 3a Accounts: Products for capital accumulation and pension planning (3a/3b).

• Mortgages and Loans: Financing solutions for property purchases and other needs.

• Investments: Consulting services and investment solutions.

• Services for Businesses: Complete solutions for SMEs, farmers, and freelancers.

Valiant Bank's Mortgage Offers

Valiant Bank is a key partner for mortgages in its regions of expertise. It offers a wide variety of financing solutions for the purchase, construction, or renovation of properties. Personalized advice is a key strength, with experts helping you choose the most suitable mortgage, whether it's a fixed-rate, variable-rate, or SARON mortgage. Valiant's customer- and region-focused approach guarantees reliable service and long-term support for your real estate investment. Here you can find more details on Valiant Bank's mortgages and compare them with other options.

Valiant Bank's Account and Card Offers

Valiant Bank offers various current and savings account solutions, suitable for all age groups and different needs. Its current accounts are ideal for daily money management and come with all modern features, such as QR-bill payments, and an efficient e-banking and mobile app service. Debit and credit cards complete the offering, providing secure and convenient payment methods for purchases in Switzerland and abroad.

Valiant Bank's Pillar 3a and 3b Pension Offers

Pension planning (Pillar 3a and 3b) is a key area of expertise for Valiant Bank. The bank offers various solutions for building retirement capital, with expert advice on tax benefits and the best investment strategies. Whether it's pension accounts with competitive interest rates or investment fund-based solutions for higher return potential, Valiant Bank provides the tools to ensure a serene financial future. Here you can find more details on Valiant Bank's 3a accounts and compare them with other options.

Advantages and Disadvantages of Valiant Bank

To help you make an informed choice, here is a summary of the main pros and cons of relying on Valiant Bank:

Advantages:

• Strong Regional Presence: Focuses on the needs of individuals and SMEs in its regions of expertise.

• Universal Bank: Offers a complete range of banking services for every need.

• Personal Advice: Customer proximity and competent advice.

• Digital Innovation: Combines the benefits of proximity with modern e-banking and mobile app services.

• Transparency: Clear communication and transparent conditions.

Disadvantages:

• Limited Geographic Reach: Its branch network is concentrated in certain regions, with a smaller presence in other parts of Switzerland.

• Costs: Some services may have standard costs, typical of universal banks with personal advice, which might be less competitive than purely digital banks.

• Less International Flexibility: The focus is on Switzerland, and for very frequent foreign operations, there may be more advantageous alternatives.

Contacting Valiant: how to reach Valiant's customer service

If you need assistance or would like more information, here is how you can contact Valiant Bank's customer service:

• Phone: +41 31 320 91 11 (Monday to Friday, 08:00 AM – 06:00 PM)

• Contact Form: Available on Valiant Bank's official website.

• Branches: You can go directly to one of the bank's many branches.

• Online Chat: Often available on the website for quick questions.

Valiant Headquarters and Addresses

Valiant Bank has its main headquarters in Bern and a vast network of branches in the regions where it operates.

• Main Headquarters: Valiant Bank AG, Bundesplatz 4, 3011 Bern, Switzerland

• Other Locations/Branches: Valiant Bank has a widespread presence throughout German- and French-speaking Switzerland. For the complete list and specific addresses, it is advisable to consult the branch locator on Valiant Bank's official website.