EKI Bank: The Local Bank of Interlaken for Individuals and SMEs | KreditSOS

EKI Bank (EKI Genossenschaft), based in Interlaken, is a Swiss cooperative bank with a strong tradition and deep roots in the Bernese Oberland region. Founded on the principles of cooperation and mutuality, EKI is committed to providing comprehensive and personalized banking services to individuals, small and medium-sized enterprises, associations, and local institutions. It stands out for its customer proximity, in-depth knowledge of regional needs, and a reliable and transparent approach, combining the tradition of a local bank with modern solutions for financial management.

What financial products does EKI Bank offer?

EKI Bank offers a complete range of financial products and services, designed to meet the diverse needs of its clientele while respecting cooperative values. Its offering includes:

• Online Accounts: For daily money management and capital accumulation.

• Pillar 3a Deposit Accounts: Solutions for long-term financial planning and pensions.

• Credit Cards: For payments and withdrawals in Switzerland and abroad.

• Personal Loans and Credits: Financing solutions for various needs.

• Mortgages: For the purchase, construction, or renovation of properties, with strong local expertise.

EKI Bank's Current and Savings Account Offers

EKI Bank offers various types of current accounts and savings accounts suitable for individuals and businesses. The focus is on simplicity and clarity of conditions. The current accounts provide all the essential features for daily financial management, including payments, transfers, and access to modern e-banking and mobile banking services. Savings accounts are designed to make money grow with competitive interest rates and are ideal for achieving specific savings goals, reflecting the cooperative's member-oriented approach.

EKI Bank's Mortgage Offers

As a bank with strong local roots, EKI Bank is a key partner for mortgages in the Bernese Oberland and surrounding regions. It offers tailor-made financing solutions for home purchases, construction, renovation, or refinancing of properties. The bank provides expert and personalized advice, taking into account the specifics of the local real estate market. The knowledge of the region and the trust of the community make EKI Bank a solid and reliable choice for such an important investment.

Here you can find more details on EKI Bank's mortgages and compare them with other options.

Advantages and Disadvantages of EKI Bank

To help you make an informed choice, here is a summary of the main pros and cons of relying on EKI Bank:

Advantages:

• Local Roots: Strong presence and knowledge of the Bernese Oberland region.

• Cooperative Structure: Member- and customer-oriented approach, with a focus on mutual benefit.

• Personal Advice: Customer proximity and personalized service.

• Complete Product Range: Offers all the main banking services for individuals and SMEs.

• Reliability: Benefits from the solidity and tradition of the Swiss cooperative banking system.

Disadvantages:

• Limited Geographic Reach: Its operations are primarily regional, less suitable for those seeking a bank with a large national network.

• Digital Innovation: May not be as cutting-edge as some purely digital neobanks, although it offers essential e-banking services.

• Costs: Some services may have standard costs, typical of local banks with personal advice, rather than the zero-cost offers of digital banks.

Contacting EKI Bank: how to reach EKI Bank's customer service

If you need assistance or would like more information, here is how you can contact EKI Bank's customer service:

• Phone: +41 33 828 28 28 (Monday to Friday, 08:00 AM – 12:00 PM / 01:30 PM – 05:00 PM)

• Email: info@eki.ch

• Contact Form: Available on EKI Bank's official website.

• Branches: You can go directly to one of EKI Bank's branches in the Interlaken region.

EKI Bank Headquarters and Addresses

EKI Bank has its main headquarters in Interlaken and a few branches in the surrounding region.

• Main Headquarters: EKI Genossenschaft, Hauptstrasse 19, 3800 Interlaken, Switzerland

• Other Locations/Branches: EKI Bank has branches in various locations in the Bernese Oberland, including Grindelwald, Lauterbrunnen, and Wengen. You can find the full list and specific addresses on the branch locator on EKI Bank's official website.