Zürcher Kantonalbank (ZKB): The Bank for Citizens and Businesses in the Canton of Zurich

Zürcher Kantonalbank (ZKB) is the cantonal bank of Zurich, as well as the largest cantonal bank and one of the main universal banks in Switzerland. With a solid history of over 150 years, ZKB has established itself as a leading institution, owned by the Canton of Zurich. Its mission is clear: to serve the community, economy, and citizens of the canton, contributing to regional development. It stands out for its solid reliability, state guarantee, a wide network of branches, and a comprehensive range of financial services that cater to both the basic needs of individuals and the complex needs of large companies and investors.

What financial products does Zürcher Kantonalbank offer?

ZKB offers a vast and comprehensive range of financial products and services, covering all the needs of its clientele, with a special focus on quality and personalized advice. Its offer includes:

• Current Accounts and Deposit Accounts: For daily money management and capital accumulation.

• Credit cards and Debit Cards: For payments and withdrawals in Switzerland and abroad.

• Home Mortgages: A wide choice of solutions for buying and building real estate.

• Pensions: Solutions for Pillars 3a and 3b, including accounts and funds.

• Investments and Online Trading: Consulting services, wealth management, and online trading.

• Services for Companies: Complete solutions for SMEs, farmers, and large corporations.

• App and E-Banking: Digital tools for modern and flexible banking management.

Zürcher Kantonalbank's Mortgage Offers

As a cantonal bank, ZKB is one of the main players in the mortgage market in the Canton of Zurich and throughout Switzerland. It offers a wide range of financing solutions for the purchase, construction, or renovation of real estate. Its expert mortgage consultants assist you at every stage, helping you choose the most suitable option for you, whether it's a fixed-rate, variable-rate, or SARON mortgage. The state guarantee and deep knowledge of the local real estate market make ZKB an extremely solid and reliable partner for a long-term investment. You can find more details on ZKB's mortgages here and compare them with other options.

Zürcher Kantonalbank's Account and Card Offers

ZKB offers various solutions for current and savings accounts, suitable for all age groups. Its current accounts are ideal for daily money management and are equipped with all modern features, such as paying bills via QR-bill and an efficient e-banking service and mobile app. The bank offers various options for debit and credit cards (Visa and Mastercard) that allow secure payments in Switzerland and abroad, often with bonus programs and included insurance.

Zürcher Kantonalbank's Pillar 3a and 3b Pension Offers

Pension planning (Pillar 3a and 3b) is a key area of expertise for ZKB. The bank offers various solutions for building a retirement capital, with expert advice on tax advantages and the best investment strategies. Whether it's pension accounts with competitive interest rates, solutions based on investment funds, or actively managed pension funds for greater return potential, ZKB provides the tools to ensure a serene financial future.

Advantages and Disadvantages of Zürcher Kantonalbank

To help you make an informed choice, here is a summary of the main pros and cons of relying on ZKB:

Advantages:

• Reliability and Cantonal Guarantee: Enjoys the unlimited state guarantee of the Canton of Zurich, making it one of the safest banks in Switzerland.

• Universal Bank: Offers a complete range of banking services for individuals, businesses, and institutions.

• Strong Regional Presence: A vast network of branches and ATMs in the Canton of Zurich.

• Digital Innovation: Has an excellent e-banking platform and an advanced mobile app.

• Solidity and Reputation: One of the largest and most reputable banks in Switzerland.

Disadvantages:

• Costs: Some services may have standard costs, typical of cantonal banks, which might be less competitive compared to purely digital or low-cost banks for certain operations.

• Geographical Focus: Although it operates nationally, its primary focus and service density are in the Canton of Zurich.

• Offer Complexity: The breadth of the offer might seem complex for those looking for very simple and direct solutions.

Contacting Zürcher Kantonalbank: how to reach Zürcher Kantonalbank's customer service

If you need assistance or would like more information, here is how you can contact ZKB's customer service:

• Phone: +41 844 843 843 (Monday to Friday, 07:30 AM – 6:00 PM)

• Contact Form: Available on the official ZKB website.

• Branches: You can go directly to one of the bank's numerous branches.

• Online Chat: Often available on the website for quick questions.

Zürcher Kantonalbank Headquarters and Addresses

ZKB has its main headquarters in Zurich and a vast network of branches and ATMs throughout the canton.

• Main Headquarters: Zürcher Kantonalbank, Bahnhofstrasse 9, 8010 Zurich, Switzerland

• Other Locations/Branches: ZKB has a widespread presence throughout the Canton of Zurich. For the complete list and specific addresses, it is advisable to use the branch locator on the official ZKB website.